Capital Disability benefit
Discovery Life’s Capital Disability Benefit offers comprehensive disability cover, whether partial, temporary or permanent it can affect your family emotionally and financially. The lump sum payment will help you and your family stay financially secure.
For more information please see our Capital Disability Benefit brochure.
Is if you become disabiled but are able to continue working.The payout on partial diasbilty is 50% of your insured amount.
Is if you are put off work for a period of time after suffering an injury or disabilty and the permanence is still being assessed. The payout on temporary disability is 2.5% of your insured amount.
Is if you are totally unable to work and will be unable to work for the rest of your life. The payout on permanent disability is 100% of your insured amount.
Partial
Temporary
Permanent
Definitions and payout
The LifeTime Capital Disability Beneft
that provides up to 200% of the insured amount, depending on the long-term impact of the disability
Cover for disabilty unique features
Regular payments while the permanence of a condition is being established if you are unable to generate an income.
Cover for 46 activities of Daily living in addition to objective medical criteria.
Extensive objective medical criteria
underpinned by your ability to perform
your nominated occupation.
A multiple claims feature that provides cover for subsequent disabilities.
This beneft will automatically convert to severe illness cover at beneft expiry age, without medical underwriting.
The Dynamic spend protector that
provides additional cash backs at partner stores on permanent disability.